Fleet insurance

Fleet insured properly

Intermont is a fleet insurance specialist and is able to offer tailor-made solutions for every type of fleet.

Besides basic insurance policies, we are also able to provide cover for various additional risks.
We have internal and external expert prevention advisors at our disposal.

The most damage-prone property insured properly

The vehicle fleet is a very important asset for many organisations and an indispensable part of their business processes. However, it is very prone to loss too. There can be unfortunate consequences for the insured if damage puts a motor vehicle or motor vehicles out of use for an extended period.

With this in mind, Intermont’s insurance solutions are based on a combination of prevention, damage cover and the provision of assistance in the event of emergencies. The object of all of the above is to guarantee continuity within the organisation. We represent risk carriers and their interests, because of which we do our utmost – in consultation with insured – to keep the cost of claims under control for risk carriers.

Our fleet insurance provides the following types of cover:

Statutory liability
Limited comprehensive
Full comprehensive
Passenger insurance
Driver and passenger insurance
Legal expenses insurance

Prevention

Prevention is just as important

We work with you and your employees and internal and external expert prevention advisors to identify the risks applicable to your fleet. We use detailed loss data and training courses to positively influence driving behaviour.

More about prevention

Explanation of basic cover offered by fleet insurance

Statutory liability

This is the liability cover required by law for damage you cause to third parties with a vehicle.

Limited comprehensive

This covers damage to the vehicle itself (in the cases stated in the policy). For example, window damage or replacement, storm damage, fire damage and theft.

Full comprehensive

This the most extensive level of cover, which covers damage to your vehicle as the result of a collision – even if you are at fault.

Explanation of additional cover in fleet insurance

Passenger insurance

Insurance that pays out a fixed amount when the driver or passenger(s) becomes permanently disabled or die(s) as the result of an accident.

Driver and passenger insurance

Insurance that compensates the damage (both property damage and bodily injury) incurred by the driver and/or passenger(s).

Legal expenses insurance

This insurance entitles the insured to legal assistance if a conflict arises after damage is sustained.

Who to contact for more information

Brokers and risk carriers can contact us directly to find out more about the type of fleet insurance we are able to offer.

Individual insured should contact their brokers first.